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For these reasons, we don’t recommend purchasing an Assurant extended warranty. Final Thoughts: Assurant Extended WarrantyĪssurant’s troubling history of fraudulently canceling policies is a red flag, and customer reviews indicate that Assurant may not often pay out claims. Assuming the repair is covered, Assurant will pay all repair costs, minus your deductible.Īssurant also has an online claims portal that you can use to file a claim. The representative will guide you through the steps to filing a claim, which will likely involve taking your vehicle to a licensed repair facility, waiting for a diagnosis, and getting pre-authorization from Assurant. If you experience a breakdown caused by a covered vehicle part, contact an Assurant extended warranty representative at 80. While these cases do not concern Assurant extended warranty products, they do paint a disturbing picture regarding the values and interests of Assurant. A Reuters report found that Assurant had adopted a policy of specifically targeting customers recently diagnosed with HIV for automatic fraud investigation as an excuse to cancel policies. This was later shown to be part of a larger pattern. The South Carolina Supreme Court became involved in a case in which a policyholder who contracted HIV had his coverage wrongly revoked. In the early 2010s, Assurant Health was caught repeatedly canceling health policies for customers that had serious medical conditions. What is even more troubling than the customer reviews is Assurant’s history in the health insurance sector. However, as Assurant is a large company, a certain number of complaints is to be expected.Ĭustomers who complain about Assurant are typically upset about poor customer service, slow claims processing, and outright failure to issue claims payments. Assurant has received over 1,200 complaints in the last three years. While Assurant is accredited by the Better Business Bureau (BBB) and holds an A+ rating, the company’s customer reviews are very poor. If you’re quoted an Assurant extended warranty price that’s much higher than this range, you’ll likely be able to find cheaper coverage from a third-party provider. Typical five-year, full-protection vehicle service contracts cost between $1,700 and $4,600 in total. Older vehicles with higher mileage are more prone to expensive repairs and therefore more expensive to cover. Typically, the cost of an extended warranty depends on the following factors: The cost of an Assurant extended warranty will be determined by your dealership and may be negotiable. In addition to Assurant extended warranty coverage, customers may also have the option to purchase additional protection products such as prepaid maintenance plans, interior and exterior cosmetic coverage, and theft protection.

Travel expense reimbursement (except in New York).

All plans are transferable, can be canceled, and include the following additional benefits: While no more details are provided, it is likely that Platinum plans offer bumper-to-bumper warranty coverage and the Powertrain plan covers powertrain components such as the engine, transmission, and drivetrain.

Powertrain: Vehicles up to 150,000 miles.

We found that Assurant offers five coverage levels with different mileage eligibility limits: Assurant partners with dealerships, and contract specifics may differ from seller to seller.

Assurant Extended Warranty Coverageĭetails about Assurant extended warranty contracts are not made available on the Assurant website.

The company was formerly known as Fortis and is currently on the Fortune 500 list of the largest publicly-traded companies in the U.S. Or Call Carchex Directly Assurant Extended Warranty: What You Need to KnowĪssurant sells risk management products across several industries, including housing, consumer electronics, vehicle service contracts, and pre-funded funeral insurance.

Endurance warranty coverage